Our products

The two packs below cover the vast majority of residential purchases. If your lender requires official local authority searches, request a tailored quote instead.

Residential Purchase Search Pack

£345

Everything your lender and conveyancer need for a typical residential purchase where coal isn't flagged.

Regulated Local Authority Search View sample (PDF)
Groundsure Homebuyers Environmental Report View sample (PDF)
Regulated Drainage & Water Report View sample (PDF)

View details Start with your postcode

Residential Purchase Search Pack with Avista

£378

Use this where coal is flagged. Avista bundles the CON29M Mining Report — cheaper than adding it on top of the standard pack.

Regulated Local Authority Search View sample (PDF)
Groundsure Avista Environmental Report (includes CON29M Mining Report) View sample (PDF)
Regulated Drainage & Water Report View sample (PDF)

View details Start with your postcode

Need official local authority searches?

Some lenders only accept official searches issued directly by the local authority. We'll prepare a tailored quote within 1 working hour.

Request a quote

No-search indemnity insurance (quote only)

Not suitable if you're getting a mortgage. Lenders almost always require searches. Indemnity cover exists for buyers who knowingly choose not to order them.

No Search Insurance including Environmental (Buyer & Lender) – Residential

By quote

Indemnity cover for buyers proceeding without a full set of searches. The right policy and premium depend on your transaction value, property type and lender requirements, so we quote each case individually.

Full no-search indemnity cover
For residential purchases & re-mortgages

Overview

This Policy covers a property buyer and mortgage lender against adverse matters disclosed by

local land charge
local authority
water & drainage
mining searches
and environmental searches

…which have not been carried out before purchase.

The following enquiries relating to the property have not been raised, either officially or personally, within 3 months before the start date.

A search of the Local Land Charges Register on form LLC1 and/or a search of the Local authority's records on form Con29R and/or Con29O
A search of water and drainage records on form Con29DW
A search of the Coal Authority's records on form Con29M
A search of the Highways department of the appropriate borough, county or city council
And/or Cheshire Salt search, Cheshire Brine search or other search of the Cheshire Compensation Board's records and Environmental Search

Indemnity is provided on the basis that the Vendor and Purchaser of the Property has answered “Yes” to the following questions:

1.Has the property been used throughout the past 12 months and will continue to be used as a single Residential dwelling?
2.Can you confirm that you are not aware of any current or past potentially contaminative use (e.g. petrol filling or railway yard, quarry or landfill site) at or within 50 metres of the Property?
3.Can you confirm that you are not aware of actual rather than potential contamination at or near the Property?
4.Can you confirm that you are not aware of any local charge, remediation notice, statement or declaration already recorded against the Property?
5.Can you confirm that you are aware that any building or conversion works completed at the Property within the past 12 months without a building completion certificate are not covered by this policy?
6.Can you confirm that responses to official or personal searches of the local authority, land charges, water and drainage and/or Coal Authority registers on forms LLC1, Con29R, Con29O, Con29DW and/or Con29M and/or a Highways Search Cheshire Salt Search and Environmental Search have not been obtained within the past 12 months?
7.Except for the searches described above, will usual enquiries before contract be completed before contracts are exchanged?
8.Can you confirm that you are not aware of any information which would be disclosed by the searches described above which would adversely affect the use of the Property or its value?

If you do not agree with any of these statements, please get in touch with us for a bespoke quote.

View the draft policy wording (PDF)

Our honest advice: if you have the time, a full set of searches is always the safest option. Indemnity cover is a practical fallback for speed, but it doesn't replace the full picture that searches provide. Learn what searches cover.